The Problem
Running a loan book on spreadsheets means EMI dates get missed, disbursements and repayments live in different files, and no one can see the real state of the portfolio at a glance. Off-the-shelf lending SaaS is rigid and priced per seat. Samanta Finance needed the opposite — a Loan Management System built around how it actually lends, fully branded and fully owned.
What We Built
A custom single-page Loan Management System focused on the core loop of lending: onboard a borrower, disburse a loan, and track every repayment through to closure.
Borrower & Loan Origination
Borrower onboarding and loan origination in one branded platform — from application to approval and disbursement.
EMI Schedules & Repayments
Automated EMI/repayment schedules with interest calculation, so every due date and outstanding balance is tracked instead of guessed.
Collections & Portfolio View
A collections and portfolio dashboard that surfaces overdue accounts and the real state of the loan book at a glance.
App-Like Experience
Delivered as a fast single-page application for a smooth, app-like feel on web.
The Stack
Built as a React single-page application deployed on a modern host, prioritising a fast, app-like experience the lending business owns outright.
- Frontend
- React single-page application
- Experience
- App-like, client-rendered UI
- Scope
- Loans · EMI schedules · collections
- Hosting
- Modern static/edge host
- Ownership
- Fully owned platform, not per-seat SaaS
The Outcome
Samanta Finance runs on its own Loan Management System — a fast, owned platform for originating loans, tracking EMIs, and managing collections, without the spreadsheets, missed due dates, and per-seat rigidity of the old setup.
